Accounts
Below you will find a brief overview of the services  offered to our membership.

(Rates are subject to change without notice.  Contact BEL to verify current rates.)

	Member Savings Account (You must open this to be eligible for other services.)         $25.00 Minimum Balance with a $5.00 fee to open account.     Interest paid quarterly and compounded quarterly @ CALL FOR CURRENT RATES     Check withdrawals by mail - $1.00     Three free withdrawals per month - $1.00 charge after three     No interest paid on balance of less than $100.00     Outgoing wire fee $15.00     MAXIMUM $4,000.00 FREE Credit Life Insurance     Free Accident Insurance of $1,000 plus additional coverage availability
	Share Drafts (Checking Account)     Monthly Maintenance Fee $8.00  (No Minimum Balance Required)     Charge for NSF check $20.00 (No charge to cover check from savings account)     Stop Payment Fee $3.50     Photo Copy of canceled check $3.50     Only duplicate checks may be ordered      Canceled checks are not returned in your monthly statement
	Certificates of Deposits     Minimum Balance of $2,500.00     6-Month CD   CALL FOR CURRENT RATES     12-Month CD  CALL FOR CURRENT RATES
	IRA Account     $100.00 Minimum Opening Balance     $8.00 Annual Maintenance Fee     CALL FOR CURRENT RATES compounded quarterly and paid quarterly

 

Christmas Club Accounts     Christmas Club checks are mailed to members by November 10. [Top of Page]

Loan Rates

Revised Aug 2002 (Rates are subject to change without notice.  Contact BEL to verify current rates.)

Auto Loans     New Autos       24 months    CALL New Autos include 2001 and 2002 program cars with less than 14,000 miles and untitled.  This also includes second chance financing for members who purchased a new car and financed somewhere else and have had the car for less than 90 days.    36 months    CALL       48 months    CALL    60 months    CALL    72 months    CALL          Used Autos     2000 and 2001 60 months CALL 1999 48 months CALL 1998 48 months CALL 1997 and older 36 months CALL                   We  can  finance  autos  as  old  as  1980.

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	Signature Loans       12 months    CALL     24 months    CALL     36 months    CALL     36 month loan available on maximum loan of $7,500 based on credit      approval.            Overdraft Protection    15.25% with minimum $50.00                                         Monthly Payment                                         $300 Limit
	Share Secured Loans     Fully Secured    60 months 2% above current savings rate     50/50 Secured   60 months  CALL
	Boats, ATV's, Motocycles and Tractors                  NEW USED 36 months  CALL 3 years+   CALL 48 months  CALL 2 years     CALL 60 months  CALL 1 year       CALL                       Limit 48 months on small purchases (under $3,000) [Top of Page]